Credit terms for repeat pet-supplies buyers.
Deposit-and-balance, net-30, net-60, or line-of-credit options once your sourcing history warrants it. Grow the pet business without tying up working capital in inventory.
Apply for credit termsWhat you get
A complete solution.
Deposit + balance on BOL
30% deposit on order, balance settled 10-30 days after the bill of lading. Ideal for repeat pet-supplies orders under $100k per PO.
Net-60 open account
Approved accounts pay 60 days after delivery. Available up to $500k in outstanding balance for repeat clients with 12+ months of order history.
Custom terms for growing brands
New pet brands without corporate history can access step-up terms tied to your first three orders. Talk to us early — we've done this for 200+ brands.
Inventory financing partners
Introductions to lending partners offering $5k-$2M revenue-based loans on your pet-supplies inventory, with our service fee applied against the loan.
Why us
Why work with us on this.
Terms that scale with history
Net-30, net-60, or line-of-credit options unlock as your sourcing history with us grows.
Working capital stays in your business
Deposit-and-balance options mean you're not tying up cash in inventory before it sells.
No credit-check paperwork maze
Terms are set up directly with your sourcing agent — no separate finance application process.
Workflow
How we work together.
1. Apply through your agent
1. Apply through your agent
Share business registration, sourcing history with us (or comparable references), and expected annual PO volume.
2. Underwriting review
2. Underwriting review
Our credit team reviews within 5 business days. We may request bank statements or a trade reference for higher limits.
3. Term offer
3. Term offer
You receive a written term sheet with limit, payment window, and fee schedule. No obligation to accept if the terms don't fit.
4. Sign and use
4. Sign and use
Once signed, terms apply from your next PO. Limits are reviewed every 6 months against actual order volume and payment history.